With ratenkauf by easyCredit, merchants have the chance of more sales and satisfied regular customers. Since 2015, the fast, lean and media-consistent purchase process of ratenkauf by easyCredit has been convincing – both on the Internet and in the store: The customer enters his data himself and receives an immediate decision. ratenkauf by easyCredit is thus the first payment solution that combines a simple and uniformly designed installment function for online and multi-channel merchants. As a product of TeamBank AG, ratenkauf by easyCredit stands for fairness, transparency and service orientation.

AfterPay has specialized as a partner for the purchase on account, by direct debit or instalment payment and has made itself the task of making payment in web shops easier, safer and more user-friendly for consumers. With the purchase on account of AfterPay, consumers have the opportunity to receive their goods before they pay. In addition, unlike other payment methods, you do not need to provide sensitive bank or credit card information.

AfterPay offers additional flexibility with the purchase by direct debit and various instalment payment solutions. Web shops benefit from increased customer satisfaction and a growing conversion rate. Online retailers can significantly reduce their own risk, because AfterPay takes over the entire risk of payment defaults. With these benefits and a steady improvement in consumer and web shop services, more and more customers are relying on the service of AfterPay.

Amazon Pay makes it easy for millions of Amazon customers to login and pay on third party websites using the payment and shipping information stored in their Amazon accounts. Amazon Pay can help merchants add new customers, increase sales and turn casual browsers into buyers. It’s fast, easy and trusted – leverage the Amazon brand to grow your business.
Each day, American Express makes it easier, safer and more rewarding for consumers and businesses to purchase the things they need and for merchants to sell their goods and services. An engine of commerce, American Express provides innovative payment, travel and expense management solutions for individuals and businesses of all sizes. Most of all, we help our customers realize their dreams and aspirations through industry-leading benefits, access to unique experiences, business-building insights, and global customer care. We enable our customers to do more and achieve more.

CCV develops and markets electronic payment systems and manages terminals in Germany, Benelux and Switzerland.
With our comprehensive technical know-how gained from over 25 years spent working in the field of payment terminal development, we are the ideal partners for branch retail as well as for owner managed companies, who we support with individual solutions on the basis of our market and customer-proximate philosophy.

As CCV centres of expertise, the CCV locations in Au in der Hallertau (head office, south), Berlin (east), Hamburg (north) and Moers (west) can offer you efficient support together with our long standing expert knowledge for your projects in the area of cashless payments throughout Germany. CCV Germany is part of the international CCV Group, which is based in Arnhem (NL).

CCV Deutschland GmbH
Gewerbering 1
84072 Au i.d. Hallertau
T +49 8752 864 0
E [email protected]
I www.ccv.eu/de

Computop offers its customers around the world local and innovative omnichannel solutions for payment processing and fraud prevention, for e-commerce, at POS and on mobile devices. With the Computop Paygate payment platform, retailers and service providers have the flexibility to choose from over 250 payment methods. Computop, a global player with locations in Germany, China, England and the USA, has been servicing large international companies for more than 20 years, including global brands such as Bigpoint, C&A, Fossil, illy, Otto Group, Sixt and Swarovski. Computop processes transactions for more than 15,000 retailers annually, with a combined value of USD 31 billion.

As the first player in the payment industry with full control over the cash flows, Dalenys offers a 360° overview of the data. Thanks to a smart anti-fraud system based on Dalenys’s rules engine, strengthened by a collaborative approach with your teams, you can increase your turnover up to 10%, while stopping 98.5% fraud attempts in real time.
Your Payment Manager is your single point of contact. Dedicated to your success, he supports you from the set-up stage to the daily optimisation of your payment’s performance.

With Dalenys, live another payment experience!

Discover Financial Services (NYSE: DFS) is a direct banking and payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, the company has become one of the largest card issuers in the United States. The company issues the Discover card, America’s cash rewards pioneer, and offers private student loans, personal loans, home equity loans, checking and savings accounts and certificates of deposit through its direct banking business. It operates the Discover Network, with millions of merchant and cash access locations; PULSE, one of the nation’s leading ATM/debit networks; and Diners Club International, a global payments network with acceptance in more than 185 countries and territories.

As a trusted Computop acquiring partner since 2012, EMS opens up the Benelux market to German companies. EMS is committed to providing our customers the best acquiring services in the payments industry. Backed by over 25 years of experience, we have created a comprehensive portfolio of payment methods – establishing ourselves as the convenient ‘one stop shop’ for our customers.

We offer experience and efficient handling. Our pricing is tailored and transparent, with the flexibility to choose exactly what you need at competitive rates.

Acquiring for the leading card schemes

EMS takes on the acquirer role for a host of credit and debit card schemes including Visa, Mastercard, Maestro, iDEAL, Bancontact, Discover, UnionPay, Vpay and  JCB. We can serve as your single point of contact, handling authorisation, clearing and settlement for every major payment scheme you accept. The powerful OmniPay processing platform is the backbone that makes it all possible. It handles 214 million transactions with excellent reliability.

Our company

EMS began life as a specialized department within International Card Services (ICS). In 2005, ICS partnered with First Data to establish EMS as an independent acquiring specialist. In 2015, we became a joint venture between First Data and ABN AMRO Bank. EMS headquarters are located in Amsterdam, The Netherlands.

Merchants increase their turnover deciding on our payment products and reach a sustainable customer retention.
We are engaged as specialists on the national and international cashless payment market. First Cash Solution offers feasible solutions, that will fit the individual need of our customers‘ business. Based on a German medium-sized bank we combine our consciousness of tradition with our innovative power and focused on your actual need, optimize your payment processes effectively. Your sustainable success and a strong business relationship are our utmost concerns. Therefore, we emphasize the face-to-face contact at eye level with our customers.
First Cash Solution is headquartered in Offenburg, Germany. The company possesses a far-reaching strategic network, to create a maximal comfort for customers‘ and partners‘ businesses.

As one of the leading network operators and service providers for payments with girocard, credit cards and gift cards, InterCard stands in particular for customer-oriented processes beyond standard market solutions – from risk management and payment processing to chargeback management.

InterCard has independent licenses for Mastercard, Visa, Diners Club, Discover, JCB and UnionPay. InterCard thus offers acquiring for transactions of all common schemes from a single source. In addition, InterCard supports innovative mobile payment methods such as Alipay, Payback Pay and others.

As a payment service provider, InterCard also offers e-payment solutions for cashless electronic payment transactions on the Internet and phone-mail order business. With more than 50 different national and international payment procedures and innovative solutions, InterCard offers a complete range that meets all the requirements of modern payment management.

InterCard is part of Verifone, a leading provider of electronic payment solutions with over 30 million payment terminals in more than 150 countries.

Klarna is one of the world’s leading payments providers and a newly-licensed bank, which wants to revolutionise the payment experience for shoppers and merchants alike. Founded in Stockholm, Sweden, in 2005, we give online consumers the option to pay now, pay later or over time – offering a simple, safe and smoooth checkout experience. Klarna now works with 130,000 merchants. Klarna has 2,500 employees and is active in 14 countries.

Limonetik is a full service aggregator in the payments ecosystem that proposes to PSPs, Acquirers, International Tier 1 & Tier 2 Merchants and Marketplaces to easily access, via a unique API, to a large panel of international payment methods and advanced services from accounting reconciliation, currency conversion and regulation compliance.

As a Fintech company, Limonetik provides an on-demand full service offer, including collecting, flow management, reconciliation etc. Limonetik can also create new PM’s, like loyalty program points, prepaid solutions, e-wallets etc; with these, merchants can turn their own payment methods into useful marketing tools to enhance user experiences.

Limonetik simplifies and streamlines the entire payment process in BtoC and BtoB markets, playing the role as the facilitator and integrator for all the parties in the value chain.

Limonetik’s solutions are global and our reach is International, allowing us to facilitate ‘cross- border’transactions in any currency.

Mirakl powers your platform business strategy by allowing you to quickly launch an online marketplace. Marketplaces allow companies to easily add products and services by connecting third-party sellers and service providers. The Mirakl Marketplace Platform automates the hard things about marketplace management: Seller onboarding, service quality control, and order distribution; on a turn-key solution that’s easy to integrate into any e-commerce platform. Mirakl Catalog Manager makes it easy to manage product data quality at marketplace scale. Over 200 customers in 40 countries trust Mirakl’s proven expertise and technology including Siemens Mobility, Conrad Electronic, Toyota Material Handling, Hewlett Packard Enterprise, Best Buy Canada, Carrefour and Galeries Lafayette.

nexnet is a leading outsourcing provider of CRM solutions, billing and accounts receivable management and realizes effective solutions for payment, credit management, (financial) clearing and customer service. Our payment clearing is building a bridge between sales and recorded sales at the transaction level for the ecommerce. The shop generates sales, we monitor and post the cash flows! Customers that rely on nexnet include well-known providers of mobile and fixed network telephony, streaming services and companies from the retail, eCommerce and media data sectors.

Paysafe Pay LaterTM offers innovative payment solutions for both online and bricks-and-mortar retailers that enables consumers to delay payment to after their goods have been shipped without impacting on the merchants cashflow. Thanks to the white label approach – in which payment processing is handled on behalf of the retailer but the customer still interacts with the supplier’s own design and branding – there is no need for customers to place their trust in a third party company. The merchant’s respected brand remains in focus. Customers thus continue to purchase from their trusted supplier, who in turn can offer their end customers the most popular payment methods in the D-A-CH region without any risk.

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 227 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom, enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.


REAL Solution Group, one of the leading and independent companies specialising in effective risk and debt collection management in Germany, operates as reliable and innovative partner for over 27 years. REAL is supporting companies across diverse industries with their tailor-made solutions. This includes as well debt collection in Austria and Switzerland. With ZahlungsgarantiePLUS (payment guarantee) the Hamburg based company offers a powerful product that reduces the number of abandoned shopping carts and thereby achieves significant revenue increases.

SIX Payment Services offers financial institutions and merchants secure, innovative services along the entire value chain of cashless payments. Our tailor-made solutions include settlement of domestic and international payments by credit, debit and prepaid card. One of Europe’s largest card transaction processors and market leader in Switzerland, Austria and Luxembourg, SIX Payment Services ensures that card-based payments in Switzerland and abroad are both accepted and processed.

With around 1,100 employees and 10 locations worldwide, SIX Payment Services supports clients in 33 different countries.

Founded in 2008, Trustly Group AB is a payment institution licensed by the Swedish Financial Supervisory Authority and offers online bank payment solutions (OBeP) as well as fully automated payments, refunds, currency conversions and KYC processes. Trustly enables merchants to efficiently process payments in 29 European markets, reaching over 400 million consumers. For three consecutive years, Trustly Group AB has been named one of Europe’s fastest growing companies by the Financial Times and in 2018, Trustly received TÜV certification in Germany for legal data protection and IT security. Trustly has over 300 people and is headquartered in Stockholm, Sweden with regional offices in Finland, Germany, Spain, Malta and the UK.

SIX Payment Services has been part of Worldline since the end of 2018, making it Europe’s largest technology partner for banks and merchants. More than 11,000 payment experts ensure future-oriented innovations and services in over 30 countries. The tailor-made solutions from SIX Payment Services include a broad portfolio of payment terminals and the acceptance and processing of national and international payments with credit, debit and prepaid cards as well as the smartphone. Together with the industry solutions from SIX Payment Services, Worldline also serves the specific needs of customer segments such as the travel, hotel and restaurant industry, the vending machine business as well as e-commerce and omni-channel merchants throughout Europe.